Distracted driving involves more than just texting or talking on the phone. There are many other things that can take a driver’s attention off the road, including eating, drinking, grooming or using your navigation system. Causes of Distracted Driving During 2013, there were over 3,000 related deaths and over 420,000 injuries. The Centers for Disease […]Read More
Liability Insurance for Cleaning Services
If you provide cleaning services, whether through a formal company or as an independent contractor, it is critical that you have the right type and amount of business insurance in place, including liability insurance. Janitors, maids and cleaning providers face risks on the job at all times. If you fail to have liability insurance that […]Read More
Does Renters Insurance Cover Flood-Related Mold?
Renters insurance is there to help you when an incident occurs damaging your property within your rented space, but not all renters understand how far that coverage extends. Often times, it seems like the problem is for the landlord or property owner to take care of when in fact, your insurance can be there to […]Read More
3 Times You Need Extra Liability Coverage on Your Home Insurance
If you are like many other homeowners, you purchased a home insurance policy and didn’t think twice about it. You may have assumed your insurance agent took care of ensuring you had enough coverage for any risks you may face. Even if you did take a closer look at the policy’s details, you may not […]Read More
Does Auto Insurance Cover Vehicles Hit by Falling Tree Branches?
When a storm comes through and your tree suffers from falling branches, you may be left wondering what to do. Who is responsible? Should you call your auto insurance or home insurance provider? There are various factors that play a role in the determination of who should be responsible for paying for this type of […]Read More
3 Types of Business Insurance to Reduce Property Risks
What type of business insurance do you have in place? There are many components to protecting your company. You may know you need coverage to pay for operation shutdowns and workers compensation. But, do you have enough coverage to protect your business’s assets? Take a few minutes to consider the types of coverage available to […]Read More
How to Make Your Rental Application Appealing
Depending on where you live and the climate of the renter’s market, you might have your choice of apartments or other rental units. Or, it might be uber-competitive to get a place in the location you desire. Fortunately, there are a few things you can do to position yourself as a favorable renter for your […]Read More
Keep Auto Insurance Costs Down with These Driving Tips
Getting behind the wheel is something that people do on a regular basis, and driving becomes very natural over time. But there is always the risk of getting into a collision. In order to best prevent an accident from happening, you should learn and exercise safe driving habits that you can easily follow. As a bonus, […]Read More
What Type of Business Insurance Do I Need?
Business insurance is essential to any business owner, but especially a small business owner who typically starts out and grows their business as their revenue increases. When you are starting your business with little money, you need to transfer the risk of something going wrong like your laptop being stolen, equipment breaking or a customer falling in your store. But with so many types of insurance, what do you need […]Read More
Questions to Ask Before Buying Renters Insurance
Are you a renter? You’ve probably heard by now that purchasing a renters insurance policy is the responsible thing to do to protect your belongings from disaster. But before going out and buying the first policy you find, it’s in your best interests to know which questions you should ask your independent insurance agent to […]Read More