Owning a vacation home can be an excellent investment in both your financial portfolio and your overall wellbeing. Yet, in order for that investment to remain a good one, you need to maintain the property and reduce the risks potentially associated with it. It’s quite common for homeowners to look for inexpensive forms of home […]
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How to Prevent Dog Bites
While your pet may be friendly and easygoing around you, many dogs are territorial and very much willing to protect their owners if they perceive a threat is present. Unfortunately, dog bites are a very real risk even in homes where animals have never bitten before. Each year, 4.5 million dog bites occur, according to […]
Read More3 Times You Need Extra Liability Coverage on Your Home Insurance
If you are like many other homeowners, you purchased a home insurance policy and didn’t think twice about it. You may have assumed your insurance agent took care of ensuring you had enough coverage for any risks you may face. Even if you did take a closer look at the policy’s details, you may not […]
Read More6 Safety Tips for Avoiding a Kitchen Fire
The kitchen is one of the busiest rooms in the house. It’s where cooking, eating, dish washing and family interaction occurs. Because it has many heat sources and is the hub of family activity, it’s also where most home fires start. Avoid kitchen fires by observing these six safety tips. 1. Use Cooking Oil with […]
Read MoreThe Best Door Locks to Keep Your Home Safe
Whether you’re home or away, you want to discourage intruders from entering your home. Burglars have extensive knowledge of locks and their limitations, so it just makes sense that you should have the same knowledge to ensure you’re not the victim of theft or home invasion. The American National Standards Institute (ANSI) grades all locks […]
Read MoreHow to Spot Kitchen Fire Hazards in Your Home
The kitchen is the leading culprit of home fires. In fact, in 2012, cooking fires accounted for over 150,000 home fires and over $790 million in resulting damages. However, most of these fires are the result of inattentiveness, which means that they are easy to prevent by paying closer attention while using cooking appliances. Safety […]
Read MoreCould an Insurance Carrier Force You to Replace Your Roof?
In some cases, the state of disrepair your home is in can become a costly problem for an insurance carrier. Issues such as loose shingles on your roof, easily compromised or cracked doors, and debris lying around your yard increase the risk of suffering damages during an insurable incident. Any of the scenarios above can […]
Read MoreCovering Your Home Away From Home
Your vacation property could be a cabin in the woods, a mobile home located near a national preserve or a beach-front condo. The options for vacation residences are endless. The need for insurance on any of these get-away retreats, however, is static. Any residence you own needs to be properly covered to protect your finances […]
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