Regardless of your driving habits, the majority of people obtain at least one traffic ticket within their lifetime. While tickets don’t always have an immediate effect on your insurance, eventually they can come back to haunt you. The more traffic tickets you incur, the worse off you will be because the cost of your auto […]
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Do Temps Expose Your Business to Financial Risks?
Hiring temporary staff often seems like a great idea when work is overwhelming your staff or during peak seasons. Temporary staff can be available in a few hours after calling a temporary staffing agency. However, are temporary workers exposing your business to financial risks? Employment Agencies May Misclassify Workers There is more to being an […]
Read MoreKeep Auto Insurance Costs Down with These Driving Tips
Getting behind the wheel is something that people do on a regular basis, and driving becomes very natural over time. But there is always the risk of getting into a collision. In order to best prevent an accident from happening, you should learn and exercise safe driving habits that you can easily follow. As a bonus, […]
Read MoreWhat Type of Business Insurance Do I Need?
Business insurance is essential to any business owner, but especially a small business owner who typically starts out and grows their business as their revenue increases. When you are starting your business with little money, you need to transfer the risk of something going wrong like your laptop being stolen, equipment breaking or a customer falling in your store. But with so many types of insurance, what do you need […]
Read More3 Myths about Renters Insurance
There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. But, the three things renters insurance gives you—besides peace of […]
Read More6 Safety Tips for Avoiding a Kitchen Fire
The kitchen is one of the busiest rooms in the house. It’s where cooking, eating, dish washing and family interaction occurs. Because it has many heat sources and is the hub of family activity, it’s also where most home fires start. Avoid kitchen fires by observing these six safety tips. 1. Use Cooking Oil with […]
Read MoreQuestions to Ask Before Buying Renters Insurance
Are you a renter? You’ve probably heard by now that purchasing a renters insurance policy is the responsible thing to do to protect your belongings from disaster. But before going out and buying the first policy you find, it’s in your best interests to know which questions you should ask your independent insurance agent to […]
Read MoreHow to Share the Road with Large Trucks
Large trucks enable commerce by using our highways and roads to deliver cargo. Because of their large size, they also present a hazard to motorists who are unaware of their visibility, maneuvering and braking limitations. A typical large truck can weigh 27 times as much as a typical car. Motorists who drive among large trucks […]
Read MoreThe Best Door Locks to Keep Your Home Safe
Whether you’re home or away, you want to discourage intruders from entering your home. Burglars have extensive knowledge of locks and their limitations, so it just makes sense that you should have the same knowledge to ensure you’re not the victim of theft or home invasion. The American National Standards Institute (ANSI) grades all locks […]
Read MoreCommunication: The Easier and Safer Way to Drive
For many, driving is not a pleasant experience. It’s intense, raises the blood pressure and sometimes involves conflict. For them, it’s a jungle out there on the road. It’s been said that the unpleasantness of driving is a sign of the times we live in, but it only seems this way because of our mind-set. […]
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